Fletcher & Roy

Injury Lawyers

HOW DO I RECOVER FOR INJURIES IF I AM A PASSENGER IN A CAR WRECK?

The simple answer is that you recover from the person who is at fault. Of course, with nearly 50 years of combined Louisiana auto accident practice, we know that there’s no such thing as a simple answer.

 

In Louisiana’s fault-based system of insurance:

 

  • Drivers must carry liability coverage of at least $15,000 per person and $30,000 per accident for bodily injury (including you as a passenger), as well as $15,000 per accident for property damage.
  • Unless the policyholder specifically opts-out, Louisiana drivers should also have uninsured or underinsured motorist coverage. If the other driver is at-fault and does not have insurance, you may still be covered by your driver’s policy. (If you’re a passenger in an uninsured motorist’s car, and they are the one at fault, that’s another story ― see the last paragraph below.)

 

Whoever is found to be at fault, it’s not likely to be you as a passenger. You’ll be assumed to be an innocent victim in an auto accident and should be fully compensated by the at-fault insurance company for the injuries you sustained as a result of the accident.

 

If you were injured as a passenger in a vehicle involved in an accident, call our office NOW: 888-8000.  You will speak directly to an attorney (Ralph, Richard or Ryan) to learn what you need to do to make the best case against the insurance company.

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